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Is Tokenization Finally Ready for Prime Time?

Is Tokenization Finally Ready for Prime Time?

Introduction For years, the promise of tokenization—a process by which practically any asset, from commercial real estate to fine art, can be recorded and traded on a blockchain—has captivated both technologists and financiers. Indeed, investor fascination with tokenization dates back to around 2017, when the idea of “fractional”
Luc Luc • Tokenization
How AI Agents and Blockchain are solving my breakfast crisis

How AI Agents and Blockchain are solving my breakfast crisis

Since moving to the UAE, there’s one thing I can count on almost every Saturday morning: sunshine. No rainy weekends keeping the kids stuck indoors. But there’s one thing that hasn’t changed, no matter how advanced my surroundings have become—my fridge problem. Picture this: it’s
Luc Luc • AI
How blockchain will revolutionise the financial system

How blockchain will revolutionise the financial system

The blockchain technology behind bitcoin, stablecoins and other digital assets continues to grow in importance. Sometimes innovation happens overnight. The Monday after the Big Bang in 1986, when the market was deregulated and stepped into the electronic age, the noise and bustle of the trading floor of the London Stock
Luc Luc • Blockchain
Here is how a promising technology will disrupt fundamental credit analysis

Here is how a promising technology will disrupt fundamental credit analysis

Knowledge graph - from art to science  Fundamental credit analysis is the bedrock of active fixed income investing and the capability an asset manager wants to showcase. This type of analysis, together with the skills of portfolio managers, traders, and quant analysts, is ultimately what should generate alpha, the part
Luc Luc • Knowledge Graph
What pigeons can teach us about FinTech

What pigeons can teach us about FinTech

Pigeons are not renowned for the computing power of their brain. Yet they led the FinTech evolution (1). The use of birds to send financial information illustrates how a simple technological innovation changed the way people transact business. It is not rocket science, yet it rocked a whole industry. This
Luc Luc • FinTech
‘Fund 3.0’ - From Product to Solution to Experience

‘Fund 3.0’ - From Product to Solution to Experience

What investment funds could look like by 2025  For most savers, investing is a daunting task: in which market to invest, when to buy, what to purchase? The jargon used in the industry, the need to choose between asset classes, and the multitude of seemingly equivalent investment funds make it
Luc Luc • Investing

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Luc Unchained

Insights on private credit, payments and on-chain finance.

© 2025 Luc Froehlich. Insights on private credit & specialty finance, payments and tokenization is provided for informational purposes only. All rights reserved.