About Luc Froehlich
I build fixed-income and private credit strategies, using on-chain finance as a programmable control layer.
My work sits at the intersection of governed credit exposures and real-world cash flows. I’m interested in parts of finance where suitability can be designed into the product—through clear underwriting standards, appropriate liquidity and duration, and governance that remains consistent through market cycles, i.e., don't loosen in booms and break in stress.
Thesis. Investor outcomes improve when products are suitable by design. For me, that means:
- Disciplined private credit anchored in observable cash flows
- Governance that holds through cycles (not narrative-driven product churn)
- Programmable controls where they add value—improving auditability, eligibility, and accountability
Background. I have spent 20+ years across credit markets and investment platforms. I started in private credit at Credit Suisse in Zurich, then moved to London (MUFG) to trade and co-manage credit derivatives portfolios and advise on credit exposure. In Asia, I helped build Manulife’s corporate credit franchise and managed multi-currency bond portfolios for institutional investors, including central banks and pension plans. At Fidelity International, I held global fixed income product leadership roles and later built the firm’s digital assets strategy, including tokenisation initiatives and the launch of Fidelity's first BTC exchange-traded fund.
Today. I’m Chief Capital Officer at Axiym, a Swiss-regulated financial intermediary. My current focus is payment-linked specialty finance—turning high-frequency transaction flows into governed, scalable credit exposure, enabled by blockchain technology within cross-border payment infrastructure. I also serve on the board of Nymlab, the technology company behind PlatformD, an on-chain securitisation platform accepted into the Bank of England’s Digital Securities Sandbox.
I write and speak about private credit, structured finance, payments-adjacent credit, tokenisation, and the practical governance needed for institutional on-chain finance.